{"id":870,"date":"2015-09-01T17:50:40","date_gmt":"2015-09-01T21:50:40","guid":{"rendered":"https:\/\/suncoastadvisorygroup.com\/?p=870"},"modified":"2022-12-14T12:19:42","modified_gmt":"2022-12-14T12:19:42","slug":"why-our-firm-offers-a-flat-annual-retainer","status":"publish","type":"post","link":"https:\/\/suncoastadvisorygroup.com\/why-our-firm-offers-a-flat-annual-retainer\/","title":{"rendered":"Why Our Firm offers a Flat Annual Retainer"},"content":{"rendered":"<p>\t\t\t\t<a href=\"https:\/\/suncoastadvisorygroup.com\/wp-content\/uploads\/2015\/09\/SAG-CLIENT-VALUES-DRAWING.jpg\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignleft size-medium wp-image-872\" src=\"https:\/\/suncoastadvisorygroup.com\/wp-content\/uploads\/SAG-CLIENT-VALUES-DRAWING-300x228.jpg\" alt=\"Real Financial Life Planning\" width=\"300\" height=\"228\" \/><\/a>Our firm understands that advisement of a client\u2019s portfolio is an integral part of their financial<\/p>\n<p>life plan, however it is not the only element that contributes to meeting a client\u2019s goals and aspirations.<\/p>\n<p>At Suncoast Advisory Group nothing inspires us more than helping clients turn someday dreams into reality today. In order to accomplish our mission, we need to understand our clients before the numbers through their values and ideal vision to assist in improving their sense of fulfillment and quality of life.<\/p>\n<p>Over the past decade there has been a tremendous shift in the way financial advisors have been compensated for their services. Today most financial advisors are compensated by receiving a fee tied to a client\u2019s investable assets. An example of this arrangement is a client who invests $1,000,000 will normally pay an average of 1% for the financial advisor\u2019s advice.<\/p>\n<p>This means as a client\u2019s portfolio appreciates, so does the financial advisor\u2019s compensation. Our firm\u2019s position is, \u201cwhy should clients pay more to receive the same financial services?\u201d We feel a flat annual retainer is a more appropriate compensation method determined by the complexity of a client\u2019s personal and financial situation along with a customized financial service process and experience. To illustrate our example one step further, assume a client invests the $1,000,000. Most financial advisors will charge 1%. The client\u2019s assets invested over 20 years, appreciating at 6%, would have a net return of $2,653,300. A flat annual retainer of $7500 over those same 20 years at 6% would have a net return of $3,057,155, or $403,855 in total cost savings (in other words, additional appreciation of portfolio through flat annual retainer).<\/p>\n<p>Clients are paying for our financial life planning <em>process<\/em>, enhancing their quality of life is the <em>payoff<\/em>.\t\t<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Our firm understands that advisement of a client\u2019s portfolio is an integral part of their financial life plan, however it is not the only element that contributes to meeting a client\u2019s goals and aspirations. At Suncoast Advisory Group nothing inspires us more than helping clients turn someday dreams into reality today. In order to accomplish [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[51],"tags":[245,246,232,247,75,248],"class_list":["post-870","post","type-post","status-publish","format-standard","hentry","category-philosophy","tag-assets-under-management","tag-fees-and-commissions","tag-financial-life-planning","tag-flat-retainers","tag-investment-management-2","tag-portfolio-management"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Our Firm offers a Flat Annual Retainer - Suncoast Advisory Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/suncoastadvisorygroup.com\/why-our-firm-offers-a-flat-annual-retainer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Our Firm offers a Flat Annual Retainer - Suncoast Advisory Group\" \/>\n<meta property=\"og:description\" content=\"Our firm understands that advisement of a client\u2019s portfolio is an integral part of their financial life plan, however it is not the only element that contributes to meeting a client\u2019s goals and aspirations. At Suncoast Advisory Group nothing inspires us more than helping clients turn someday dreams into reality today. 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